1/ 10

Risk Profile Calculator

Q1.What is your age?

Less than 25

25-40

40-50

50-60

61 or higher

2/ 10

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Q2.What is your Employment Status / Source of Income?

Unemployed

Self-Employed / Business owner

Salaried

Retired

3/ 10

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Q3.How much of your regular income goes into Savings/Investments?

Less than 10%

10-25%

25-50%

50% or higher

4/ 10

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Q4.Which statement best describes your current knowledge of and experience with investment products?

None: I have little or no experience with investment products other than Bank Saving or Term Deposit accounts

Beginner: I have previously made some investments in bonds and/or mutual funds

Intermediate: I have a good working knowledge of investment products and have invested in mutual funds, equity markets and/or commodities

Comprehensive: I fully understand various investment product classes and have had significant experience investing in bonds, mutual funds, equity and commodity markets

Expert: I have a strong exposure to investment products classes and have extensive experience investing in equity markets, hedge funds and/or private equity investments

5/ 10

Risk Profile Calculator

Q5.What proportion of your portfolio do you normally keep in liquid assets? (Money that you can access within 1-3 days, if needed)

10% or less

11-25%

26-50%

50% or higher

6/ 10

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Q6.What is the percentage of your financial assets that you are investing through CB Wealth Management?

25% or less

26-50%

50% or higher

7/ 10

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Q7.What is the anticipated time horizon that you typically have in mind for holding your investments?

Less than 1 Year

1-3 years

3-5 years

5 years or higher

8/ 10

Risk Profile Calculator

Q8.Which statement best describes your acceptable level of risk with regard to managing your wealth?

My primary objective is the preservation of my capital and I expect interest income in line with short term money market rates

I seek to maintain the value of my portfolio over the medium term and generate a regular income return above short term money market rates

I Seek a balance of regular income return and capital growth

I seek only capital appreciation overtime and I seek little or no regular income

I seek to invest in specialist investments that may be subject to substantial market fluctuations with the objective of growing my capital aggressively

9/ 10

Risk Profile Calculator

Q9.Generally, investments with higher potential returns also carry a higher risk of losses. Are you comfortable to accept greater portfolio losses over a period of up to 1 year while attempting to achieve a higher return on your investments?

I am not comfortable with taking risks with my money and do not wish to jeopardize my capital. I want to buy investments that can be sold at short notice with minimal loss of capital.

I am willing to accept some portfolio risk over medium to long term. I want to buy investments that allow me to preserve and grow my capital in the long term.

I am willing to accept balanced portfolio risk over the near to medium term in order to enhance long term performance. I want to buy investments that allow me to achieve capital growth in the long term.

I am willing to accept a higher level of portfolio risk over the near to medium term with potential loss of capital in order to significantly enhance long term performance. I am willing to buy investments that carry higher risk and may be difficult to sell in the short term.

I am willing to accept a higher level of portfolio risk over the near to medium term in order to aggressively enhance long-term performance and capital growth. I am willing to buy high risk investments that may potentially loose part of or their entire value and may be difficult to sell in the short to medium term.

10/ 10

Risk Profile Calculator

Q10.Assume you hold an investment of $100,000 and there is a negative market correction. How much loss can you sustain in the short to medium term (6 months - 1 year) before you pull out your investment?

$5,000

$10,000

$15,000

$20,000

$30,000

Risk Profile Calculator

Take the risk analyser test

1/ 10

Risk Profile Calculator

Q1.What is your age?

2/ 10

Risk Profile Calculator

Q2.What is your Employment Status / Source of Income?

3/ 10

Risk Profile Calculator

Q3.How much of your regular income goes into Savings/Investments?

4/ 10

Risk Profile Calculator

Q4.Which statement best describes your current knowledge of and experience with investment products?

5/ 10

Risk Profile Calculator

Q5.What proportion of your portfolio do you normally keep in liquid assets? (Money that you can access within 1-3 days, if needed)

6/ 10

Risk Profile Calculator

Q6.What is the percentage of your financial assets that you are investing through CB Wealth Management?

7/ 10

Risk Profile Calculator

Q7.What is the anticipated time horizon that you typically have in mind for holding your investments?

8/ 10

Risk Profile Calculator

Q8.Which statement best describes your acceptable level of risk with regard to managing your wealth?

9/ 10

Risk Profile Calculator

Q9.Generally, investments with higher potential returns also carry a higher risk of losses. Are you comfortable to accept greater portfolio losses over a period of up to 1 year while attempting to achieve a higher return on your investments?

10/ 10

Risk Profile Calculator

Q10.Assume you hold an investment of $100,000 and there is a negative market correction. How much loss can you sustain in the short to medium term (6 months - 1 year) before you pull out your investment?