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Commercial Bank provides a variety of working capital financing and term lending solutions for businesses across different sectors and industries.
Term loans (short, medium & long)
Our Term Loans offers tailored financing solutions to meet the diverse needs of your business. Whether you require short, medium, or long-term loans, we provide flexible options designed to support your strategic goals and operational requirements. With competitive terms and customized repayment plans, our term loans are ideal for financing growth initiatives, managing cash flow, or making significant investments.
Project Finance
Our Project Finance provides customized financing solutions to support your business ventures, whether short, medium, or long-term. We provide flexible options designed to meet the unique needs of your projects, from initial development to completion. With our expertise and competitive terms, you can secure the necessary capital to drive your projects forward and achieve your strategic goals efficiently.
Overdrafts
Our overdraft facilities offer tailored short-term financing to help you manage cash flow and address unexpected expenses effectively. With these flexible solutions, you can quickly access additional funds, ensuring smooth operations and financial stability for your business. Whether covering temporary gaps or seizing new opportunities, our overdraft options provide the convenience and support needed to keep your business running efficiently.
Refinance
Our refinancing options are designed to help you enhance your financial strategy by restructuring existing debt and improving your overall capital management. Whether you need to adjust loan terms, reduce interest rates, or consolidate debt, our solutions provide the flexibility and support to meet your specific needs. Refinancing with us can streamline your financial commitments and strengthen your business’s financial position.
Bill/receivables financing
We provide the option to prepay accepted and verified receivables, such as Certified Part Payment Certificates or invoices. This service allows you to receive funds in advance for outstanding amounts, improving your cash flow and enabling more efficient financial management.
Supply Chain Finance
We provide a range of financing options tailored to different needs and stages of the trade supply chain. This includes both recourse and non-recourse financing, as well as buyer-centric and seller-centric solutions. Our offerings cover both payable and receivable financing, ensuring flexibility and support throughout various stages of the trade process.
Vehicle loan
Our Vehicle Loan solutions provide the financing you need to acquire or upgrade your company vehicles. Tailored to support your business’s transportation needs, our loans offer competitive rates and flexible terms to help you manage your fleet efficiently. Whether you’re purchasing new vehicles or expanding your existing fleet, our vehicle loans are designed to help you drive your business forward with ease and confidence.
Export-Import Finance
Our Export-Import Finance options are designed to facilitate and optimize your international trade activities. Whether you're looking to finance your export operations or manage import costs, our solutions provide the necessary funding to support your global business transactions. With flexible terms and tailored financial support, we help you navigate the complexities of international trade, ensuring smooth and efficient operations for your business.
Corporate Credit Card
Using a Commercial Bank business credit card helps you distinguish between personal and business expenses. It offers a quicker, more convenient, and cost-effective alternative to cash and checks, while also reducing the amount of paperwork involved.
Loan against POS
Our Loan against POS receivables offers solutions to meet the short term working capital needs of your business with repayment structured conveniently. With competitive terms, these loans are ideal for managing your cash flow.